HOME EQUITYLINES OF CREDITwith NO closing costs!College Expenses?Debt Consolidation?RATES AS LOW AS2.90%4.25%-750%Home Remodeling Project?COMPARED TO CURRENT RATES OFCall Center Bank today at 800-893-3255 for detailsabout how you can get a Home Equity Line of Creditas low as 2.99% APR. with NO closing costs!"The annual percentage rate (APA) can change monthly after remainingfixed for 12 months if a $10,000 balance is maintained on the HELOC.Ia balance of $10,000 is not maintained on the HELOC duning the first 12months, the APR will be changed the first of the following month. The APRis variable and is based on an index. The index is the base rate on corpo-rate loans posted by at least 70% of the 10 largest US banks known asthe Wall Street Journal U.S. Prime Rate and is published in the Wall StreetJournal, plus a margin. The index as of September 15, 2017, is 4.25%. Af-ter the initial 12 month period or the HELOC balance going below $10,000during the first 12 months, the minimum APR is 4.25% maximum AP21.75%, APR does not include costs. Your APR will be based on the specif-c characteristics of your credit transaction, including evaluation of credithistory, property type and amount of creditTo qualify for the lower HELOC rate, the following applies: The HELOC hasa 10 year term with required automatic monthly payment from a requiredCenter Bank checking account9/20/17thru11/30/17HELOC is to be secured by an owner-occupied 1-4 tamily residenceDuring this 10 year term, payments ill be due monthly. Your minimummonthly payment will equal the amount of accrued finance charges on thelast day of the billing cycle. The minimum monthly payments may notbe sufficient to fully repay the principal that is outstanding on your line ofcredit at the end of 10 years. At the end of this period, your HELOC couldhave a balloon paryment dueCenterNational BankHELOC approval is subject to credit undenwriting guidelines.Any closing costs waived at account opening must be paid by borrowerif the HELOC is closed within the first 5 years. Costs range from $50-$3,000 depending on the property type, the amount of credit extended andinclude applicable state or local mortgage taxes.301 N Ramsey Ave15705 37th Ave NLitchfield, MN 55355 Plymouth, MN 55446 800-893-32558You should consult a tax advisor regarding the deductibility for interest andcnbmn.com

Date: October 6, 2017

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HOME EQUITY LINES OF CREDIT with NO closing costs! College Expenses? Debt Consolidation? RATES AS LOW AS 2.90% 4.25%-750% Home Remodeling Project? COMPARED TO CURRENT RATES OF Call Center Bank today at 800-893-3255 for details about how you can get a Home Equity Line of Credit as low as 2.99% APR. with NO closing costs!" The annual percentage rate (APA) can change monthly after remaining fixed for 12 months if a $10,000 balance is maintained on the HELOC.I a balance of $10,000 is not maintained on the HELOC duning the first 12 months, the APR will be changed the first of the following month. The APR is variable and is based on an index. The index is the base rate on corpo- rate loans posted by at least 70% of the 10 largest US banks known as the Wall Street Journal U.S. Prime Rate and is published in the Wall Street Journal, plus a margin. The index as of September 15, 2017, is 4.25%. Af- ter the initial 12 month period or the HELOC balance going below $10,000 during the first 12 months, the minimum APR is 4.25% maximum AP 21.75%, APR does not include costs. Your APR will be based on the specif- c characteristics of your credit transaction, including evaluation of credit history, property type and amount of credit To qualify for the lower HELOC rate, the following applies: The HELOC has a 10 year term with required automatic monthly payment from a required Center Bank checking account 9/20/17 thru 11/30/17 HELOC is to be secured by an owner-occupied 1-4 tamily residence During this 10 year term, payments ill be due monthly. Your minimum monthly payment will equal the amount of accrued finance charges on the last day of the billing cycle. The minimum monthly payments may not be sufficient to fully repay the principal that is outstanding on your line of credit at the end of 10 years. At the end of this period, your HELOC could have a balloon paryment due Center National Bank HELOC approval is subject to credit undenwriting guidelines. Any closing costs waived at account opening must be paid by borrower if the HELOC is closed within the first 5 years. Costs range from $50- $3,000 depending on the property type, the amount of credit extended and include applicable state or local mortgage taxes. 301 N Ramsey Ave 15705 37th Ave N Litchfield, MN 55355 Plymouth, MN 55446 800-893-3255 8 You should consult a tax advisor regarding the deductibility for interest and cnbmn.com

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