Retirement seminar Twin Cities Wealth Management along with subject matter expert Eric Schumaci of Schumaci & Associates invite you to a retirement seminar. Monday, November 5 at 5:00 p.m. Bobbing Bobber Brewery 900 MN Highway 15 South, Hutchinson, MN 55350 Please call 320-587-5473 to reserve your spot Twin Cities Wealth Management UBS Financial Services Inc. 80 South 8th Street, Suite 2900 Minneapolis, MN 55402 UBS ubs.com/fs As a firm providing wealth management services to clients, UBS Financial Services Inc. offers both investment advisory services and brokerage services. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that clients understand the ways in which we conduct business and that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. For more information visit our website at ubs.com/workingwithus. O UBS 2018. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS AG. Member FINRAV SIPC. CJUBS-451724710 Exp: 02282019