Complete retirement planning seminar Please join us for a retirement planning event. Our panelists will answer your questions and discuss: - When to elect Social Security; investing for income; portfolio construction; maximizing pension - Health insurance costs; utilizing reimbursement accounts; long-term care; life insurance planning - Wills, trusts and beneficiaries; the importance of a durable power of attorney and healthcare directive - Tax code changes; tax impact with options from 401(k), pension, IRA and Social Security, special tax provisions with your company stock Speakers Dan Monahan, CFPe, CRPC Senior Wealth Strategy Associate Monday, February 25 5:00 p.m. Eric Schumaci Insurance Agent Bobbing Bobber Brewery 900 MN Highway 15 South Hutchinson, MN 55350 Ben King Estate Planning Attorney Dinner, a tour of the brewery and a sampling will be provided Twin Cities Wealth Management UBS Financial Services Inc. 80 South 8th Street, Suite 2900 Minneapolis, MN 55402 612-303-5990, 877-303-5990 RSVP Eric Schumaci 320-587-5473 UBS Seating is limited. Reserve your spot today. ubs.com/team/twincitieswm Certified Financial Planner Board of Standards Inc. owns the certification marks CFP and CERTFED FINANCIAL PANER in the US. For designation disclosures, visit ubs.com/us/en/designation- disclosures. As a firm providing wealth management services to clients, UBS Financial Services Inc. offers both investment advisory services and brokerage services Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that dients understand the ways in which we conduct business and that they carefully read the agreements and discosures that we provide to them about the products or services we offer. For more information, visit our website at ubs.com/workingwithus. O UBS 2019. All fights reserved. UBS Financial Services Inc. is a subsidiary of UBS AG. Member FINRA/SIPC. CHUBS166627645 Exp 02292020